Healthcare reform (ObamaCare)

Healthcare reform (ObamaCare)

by | Nov 26, 2021 | ObamaCare

At this time of year, most people who live in the country must contract or renew their health insurance policies, it is a law established in the country. For some, it is quite disturbing to carry out this type of procedure, and for this reason, at Opportunity Insurance we have decided to dedicate this article to explain some of the most important things you should know about the reform health, or better known as ObamaCare.

What is health-care reform?

Since 2010, this reform was implemented for the health system in the United States, which included changes to medical policies, in order to expand their coverage, minimize their costs and guarantee health care for more citizens. Known then as ObamaCare, a name by which many still know it today, it is an insurance policy accessible to anyone, regardless of income.

It is important that you also know the deadlines and dates for this year 2021 to be able to access this service, which we explain below.

health reform

Dates-for-application and enjoyment of ObamaCare 2021

Knowing the deadlines and dates in which you can request your health policy is important; the sooner you get it, the better.

We start with the registrations, which you can do from November 1, 2021, whether you want to renew the contract with your insurer, change with another or even do it for the first time if you still do not have it. From now on you can start, in the registration, you can also include a policy change if the client so wishes. You can analyze your situation or any change in circumstances and determine, together with your insurer, what type of service is best for you.

It is important to remind you that registrations will be open until January 15, 2022. If you do not do it within this date, you could be out of health coverage for the entire year 2022.

To start enjoying coverage on January 1, 2022, you must enroll before December 15, 2021, and cancel the first installment. People who fail to enroll on the stipulated dates will have a second chance if they meet certain requirements; however, they will enjoy the service as of February.

To avoid inconveniences and delays, in addition to being able to enjoy your holidays in peace, we recommend that you call our offices now, at Opportunity Insurance we are available 24 hours a day for you. We offer you medical coverage in more than 20 states in the country and we provide you with the assistance and guidance you need.

Benefits of having health reform or “ObamaCare”

This health plan offers us some benefits that are good to know. In some cases, depending on family income, the premium could be up to $ 0. This is the main advantage of opting for this service: its price is quite low and in some cases, it can even be fully subsidized by the government.

Another of its main advantages is the situation of the people. Whether you are pregnant, suffering from a disease, disabled or elderly, you can opt for health insurance without being rejected.

The services it offers are quite complete in relation to what you will cancel. Generally, this policy includes basic health services such as :

  • Emergency care
  • Consultations with different specialists
  • Prescription drugs
  • Medical tests
  • Rehabilitation
  • Preventive care, among others.

Remember that if you have doubts and want to have your medical policy for this 2022 do not forget to call us, we are here to assist you and help you.